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Gaps in Employment

Lenders usually require borrowers to have a minimum of 2 year job history. However, there are exceptions to this rule. Attending school: If the borrower was attending school and started working full time less than 2 years ago, all you need is Read more ›

Medical collections

If you have existing or prior history of medical collections that appear on your credit report, many of you are worried that banks will not approve your home loan application or require you to pay them off. That is not Read more ›